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Conventional, FHA, VA, and Jumbo Home Financing and Refinancing available in Irving, Texas!

Welcome to the official site of Amit Gandhi with HomeBound Loans, Inc. Where we provide our clients with the greatest mortgage lending experience to our clients!

HomeBound Loans Inc. specializes in an array of mortgage products,We are Brokers, Brokers who have the ability to find you the best suited financial recommendation which has helped save THOUSANDS of dollars throughout the life of their client's mortgage term. The company and its owners had spent years researching in an attempt to change the frustrating mortgage process, so we went after it. We are in the business of helping Americans realize the dream of homeownership, not just "LOANS".

About HomeBound Loans, Inc. 

The company and its 3 partners came together and centered around five core values and committing to our customers, employees, and fellow colleagues: 

  1. Integrity,
  2. Transparency,
  3. Proactiveness, 
  4. Continuous communication,
  5. Accountability,

These standards serve to set the foundation of our internal and external commitment and principles.

"We found our dream and ran toward it, and we want to help you find yours too."

With access to over 80+ lenders from conventional, FHA, and VA home financing options including first time home buyer programs and investment properties in the DFW metroplex and in surrounding cities/counties such as Tarrant, Dallas, Denton, Collin, County, down to Waco, Austin, Houston, San Antonio and more. You can trust us to adhere and ensure our clients' financial well being will always be our number one priority, sometimes that can mean spending hours on end and to find out there is no true benefit by refinancing or obtaining new financing with us or even at all,

"Transparency. If we wouldn't personally do it, we wouldn't recommend it...why? because it's what allows me to wake up loving what I do, and knowing that my clients have the continued security for themselves" - Amit Gandhi 

Let us help you realize your dream of homeownership or save you money by creating a mortgage plan for you, whether it's refinancing to lower your payment, or to pay your mortgage off sooner you have the Irving TX HomeBound Loans Team and decades of experience to help you make the best financial decision for today, and for the continued future. 

Reasons to choose us

We make the path to homeownership honest, clear, and simple by providing helpful resources, creating smart processes, and forming strong connections.

Knowledgeable Originators 

We have a committed staff who is educated, knowledgeable, and well trained. Our Loan Officers (LO) have a deep knowledge of the mortgage & lending guidelines. We’ll bring you the best rates and other terms for your financial situation.


Mortgages are complex, but the process doesn’t have to be. We encourage questions. We listen. We act. We're your trusted source to obtaining a mortgage.


We believe simplicity makes things better for everyone. Import your financial info securely online so you don’t have to bother with finding and sending in paper documents. Real-time updates will keep your loan moving quickly.


We’ve streamlined this process to eliminate unnecessary steps and time-wasting manual processes. Our efficiency paired with thoughtful technologies not only makes it easier to buy a home, it translates into the fastest approval times.

Refinancing?, We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | Conventional | HARP | Commercial | Jumbo

Contact Amit Gandhi today to discuss your mortgage loan options, and find out which loan program will best suit your needs

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